Module catalog

Every capability is a module composed on top of the Fineract adapter. Enable them per institution.

Core

Core Ledger

Members, savings and loan accounts, and the journal: the system of record.

Fineract seam: Native Fineract clients, savings & loan products.

Optional

eKYC

Document capture, identity matching and a risk-scored review queue for onboarding.

Fineract seam: Fineract client + a KYC case store and verification service.

Optional

Credit Scoring

Alternative-data credit scorecard with explainable factors and recommended limits.

Fineract seam: Read Fineract history; compute scores in the scoring module.

Optional

Transaction Monitoring

Rule-based transaction monitoring that raises, triages and escalates suspicious activity.

Fineract seam: Screen every Fineract posting through the monitoring engine.

Optional

USSD Banking

Provider-agnostic USSD gateway so members can bank from any feature phone.

Fineract seam: A session state machine calling Fineract deposit/transfer APIs.

Optional

Switch Interop

ISO 20022 messaging to interoperate with national instant-payment schemes like IIPS.

Fineract seam: A settlement adapter bridging Fineract accounts to the switch.